50 Tips for Frugal Living - Bless yourself!!

Yeah, we've heard it all before, live frugal because it allows you to spend less than you earn, and then you can use the difference to pay off debt, save or invest. Because the less you spend, the less you need to earn. And that means you can work less, or work more but retire early. Or take mini retirements. You just have more options with a frugal lifestyle. So no drug and booze budget? What fun is that? Check it....